Let`s say knowledge is power, then after you have finished this creditcards offer newsletter, you should be feeling similar to Mighty Man while this topic is brought up during casual conversation. It is sensible to take whatever steps you can to avert theft or criminal misuse of your securedcredit cards online from happening to you. Moreover, the cardholders` responsibility to prevent fraudulent use of their secured credit cards on line. Here is a list of useful pointers to safeguard your on line debitcard from misuse.
Things you should ALWAYS do...
- Be as careful with your chargecards online as you would with your money.
- Make sure you don`t divulge the online securedcreditcard numbers to anyone.
- Endorse any fresh credit cards the instant you receive them and snip through and destroy the old cards when they expire.
- Add your signature to new online charge credit cards in indelible ink as soon as your card reaches you.
- When charging any goods or service to your card, ensure that the counter salesman or saleswoman carries out all card-related activities in your presence.
- Check your card when it`s handed back by the cashier in order to make sure that it`s indeed your card and also check that it`s not been messed with in some manner.
- Add up the figures and slash a line through blank spaces on your card charge slip prior to signing it, as blank areas on the slip encourage scam artists to add other sums.
- Make it a regular habit to hang on to your on line plastic card receipts so that you will be able to verify your purchases as per your monthly account statement.
- In case goods you didn`t charge are listed in your billing statement, report this to your securedcredit cards online company at once.
- Stash your online creditcredit cards statements in a secure location -- they contain sensitive information.
- Before tossing out online creditcreditcards account information (e.g., card statements and bills) you can junk, including those of expired accounts, scissor them or shred them into tiny fragments.
- Give advance notice to your card company when you are traveling overseas.
- Inform your on line plastic cards providers if you`re planning to move, so that after you move, your cards or account statements won`t be mailed to the previous billing address.
- Should your on line charge credit card be stolen or lost, you must notify the card issuer immediately. Ensure you have ready access to your card issuer`s contact information and phone number.
- As far as possible, don`t divulge your chargecreditcard on line information over a telephone line or cell phone; provide
creditcards details only when you are the caller.
DON`T...
- Do not ever permit any other person to utilize your creditcards.
- Do not scribble your personal identification number (PIN) on online debitcards. That way you might avoid any illegal withdrawals of money by someone using your card at the ATM (automatic teller machine).
- Don`t ever provide credit card particulars to someone you don`t know from Adam selling you some marvelous product in the course of a call.
- In the event that you get calls purportedly from your card company where the person asks for your account number, absolutely refuse to give it. If the call were from your card issuer, the caller would not need you to give him/her your card account number.
- Don` ever sign a blank card transaction slip; put a line to effectively delete any blank areas preceding the total amount and also rip up any carbons and /or cancelled securedcredit card online receipts directly.
- Do not keep your old credit credit card just anywhere - cut them up and discard them.
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